The woman from housewife to delinquent prisoner. Elite Discussions :: Nabataeans

Nabataeans –

The Nabataeans – Maryam Al-Qasim.

A new reality that Jordanian women live is out of the ordinary: overnight, she finds herself between four walls in a scene she has never seen, except in the movies, and why? This is the money she was forced to borrow, perhaps forcibly or voluntarily, from associations that were supposedly created to support and financially empower women, to provide for and support her family, and not to push her towards the reality of her inability to meet this money.

The elite forum has studied the reasons for the increase in the phenomenon of debtors in the Kingdom for years, as statistics have shown that until mid-2020 there were about 25 microfinance institutions, which have 466 394 active customers, of which 68% are women, 75% of them said that their husbands invited them to take loans, and based on the importance of the issue in society and humanity, a certain a number of specialists from the public and private sectors took part in the discussion, which highlighted the state of women in Islam and their important role in society as both housewives and workers.

Engineer Ahmed Al-Adwan said the close situation causes some wives to borrow and spend money on the house, then she and her husband are unable to pay, which exposes them to financial claims and lawsuits, indicating that it has become a requirement for marriage these days that the bride-to-be be a worker to share the financial responsibilities of the husband.

And Ibrahim Abu Huwailah said that there are many cases in which the man does not play his part in leading the family to safety, so that the family falls into the clutches of poverty and want, which forces women to go to work and take charge of managing family affairs, explaining that the narrow situation pushes them to resort to institutions that offer facilities and loans to attract this category and exploit their lack of knowledge by imposing many restrictions financial and legal requirements that make them subject to fines.

Engineer Raed Hattar pointed out that the problem is not with the husband or the wife, both of whom are forced to borrow due to difficult economic conditions, indicating that the main flaw lies in the regulations and laws that allow companies to lend without having sufficient collateral, and the interest and commission are several times higher than the value of the loan, which is unfair and therefore the regulations must be changed And the laws abolish the prison sentence on the debtor of share, and set a higher ceiling for interest and fees on small loans, and then the market will control itself, and random lending will not take place to exploit people’s needs, and there will be no neither debtors nor debtors.

Hiam Wahba said that women have a desire to realize themselves after their university studies through work, production and professional success and to obtain a salary in return. Undoubtedly, her work outside the home will have a different effect on her motherhood and the care of her children and her household, but in any case she has the ability to try.

And Mahmoud Malkawi said that statistics indicate that the working woman contributes more than 90% of her income to the care of her family, explaining that the key to achieving women’s financial independence and economic empowerment must be based on an appreciation of their family. and social role, and raising awareness of the importance of the participation of women and men in this aspect.

Zuhdi Janbak mentioned that according to the “Jordanian Judicial Council”, there were 143,000 financial court cases registered in 2019 in various parts of Jordan, explaining that the Jordanian Economic and Social Council in 2020, released a statistic which showed that the number of individuals wanted for non-payment of debts has doubled in just four years, from 4,352 in 2015 to 43,624 in 2019, and studies have indicated that the number of microfinance institutions targeting women in Jordan increased, as it was found that until mid-2020 there were about 25 microfinance institutions, with 466,394 active clients.

Muhanna Nafeh demanded that the husband be the guarantor for the borrowing wife to bear any defaults, repay her loan and ensure that the wife understands the consequences of any defaults and her ability and competence to manage her project.

Dr. Ahmed Bani Mustafa indicated that there is bad faith or madness on the part of those who conceived the idea of ​​borrowing for women. Drowning women in the mud of borrowing knowing that they are unable to pay, led to their incarceration for 100 dinars, 500 dinars, etc.

Dr. Adel Al-Sharman called for a differentiation between the number of fines in general, the number of people against whom legal petitions have been issued and the detainees in reform and rehabilitation centers on the background of financial cases, and I don’t think the number of detainees exceeds the dozens.

Engineer Fida Al-Rawabdeh confirmed that women in general, by religion, custom, tradition and law, are not obliged to spend on their house, and it is the responsibility of the husband.

Engineer Nayef Al-Lemon said that the poverty and impoverishment that has afflicted society has caused such phenomena to float to the surface of life in Jordanian society, just like the phenomenon of drugs, suicide and many other criminal phenomena that have destroyed society.

And engineer Abdullah Obeidat said that poverty and unemployment play a major role in changing the structure of the family so that the man is no longer able to meet the needs of the family, which led to the search for an active and productive woman.

Dr. Tayeb Al-Farousi indicated that there are many women who want to work for financial need or to prove themselves and their position, or to obtain financial independence or to be financially free, provided that they do not neglect not their husband, their house and their family. children, then the husband should help her in the affairs of the house and the children as much as he can, and he should appreciate their situation.

Dr Eid Abu Dalbouh said the borrowers come from the poorest areas and most of their husbands are unemployed and cannot borrow because they have loans and cannot repay them until the situation has not reached the point of borrowing funds, which are fully aware that women cannot pay, but they have a more important purpose than repayment, which entrenches family disintegration and encourages moral deviation in all its forms such as theft of the borrowed sum and others, here no one can say that the wife is targeted by the husband by borrowing.

Dr. Yasser Al-Shamali indicated that in Sharia, a woman is financially independent as long as she is an adult. She has the right to own and dispose of all or part of her money without anyone’s permission. Life increases togetherness and harmony.

Husam Mada’in pointed out that women’s work is no longer a luxury given the difficult economic conditions facing the Jordanian family.

Hashem Al-Majali said that the woman is half of the society and her role has gone beyond education for a job and work, indicating that this role is a loss for education, health and life. raising children and that a man cannot improve a woman’s work at home, whether she is a mother or a wife.

Dr. Khaled Al-Jayeh indicated that some women borrow for a family problem, so they do not set up a profitable project at all, so disaster strikes when they are repaid, because there is no source of income. to repay the loan.

Dr Fatima Attiyat called for the existence of financial institutions to help uneducated women to find employment opportunities for their own projects to ensure a source of livelihood for their families, provided they do not involve them not in problems of debts, interest, loans and their dependents from courts, prisons, etc., due to the lack of serious and real interest in women before lending them and giving them no skill. This qualifies her to borrow and manage her project and make it successful.

Dr. Rashad Al-Kilani said that the phenomenon of women debtors is new in our society and that we have not heard of it for the past two decades at least, and that the problem with them is not to allow women to work or not to allow them, i am with the work of women and their independence to the extent possible, stating that sharia encouraged this to find out what drives them A woman to borrow to fill her soul and the soul of his family?

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